Almost three weeks ago, we celebrated Dadsoy's first birthday in heaven.That morning, I made a collage of his old photos and added music to it — a simple way of remembering him. But as I watched it play, I couldn’t hold back the tears. I cried quietly in the car on my way to the... Continue Reading →
[Client Story] Why Maica Got an HMO—Not for Herself, But for Her Mom
There are many reasons why people get health insurance. Some want to be prepared for emergencies. Others want to feel secure in their daily lives. But then there are clients like Maica—who choose to get an HMO not for themselves, but for someone they love deeply. When Maica reached out, her goal was clear: she... Continue Reading →
Money as Life Energy: The Wake-Up Call from ‘Your Money or Your Life’ by Vicki Robin
This book didn’t just make me rethink budgeting — it made me rethink life. “Your Money or Your Life” by Vicki Robin reframes every peso we spend as a reflection of our life energy. Every time we spend, we’re actually trading hours of our time, effort, and energy. That was a powerful wake-up call. One... Continue Reading →
Traveling with Family as an Adult: Chaos, Laughter, and Core Memories
When we were kids, family trips were all about excitement — seeing new places, staying up late in hotel rooms, and fighting over who gets the window seat. But now, as an adult, traveling with family hits differently. It’s no longer just about the destination.It’s about making time — in between busy schedules, career responsibilities,... Continue Reading →
The Hidden Cost of Delaying Insurance: Real Numbers, Real Regrets
"Saka na lang.""Next year na lang ako kukuha.""Pag may extra na akong pera." These are words I often hear from people when I talk to them about insurance. And I get it — life gets busy, and sometimes, insurance doesn’t feel urgent. But here’s the truth: 👉 Delaying your insurance plan doesn’t save you money.... Continue Reading →