When most people think about insurance, they think about protection from loss—hospital bills, sudden death, or unexpected emergencies. But for the wealthy?Insurance isn’t just about protection. It’s about strategy. High net worth individuals (HNWIs) use insurance as a financial tool to preserve wealth, reduce taxes, protect assets, and ensure their legacy is passed on smoothly.... Continue Reading →
Money Habits that Separate the Broke from the Wealthy
There’s one big money myth we need to break:“Kulang kasi ang kita ko kaya wala akong naiipon.” But here’s the truth: It’s not always about how much you earn.It’s about the habits you build with the money you already have. In this post, we’ll look at the daily habits that separate the broke from the... Continue Reading →
Common Financial Mistakes Filipinos Make—and How to Avoid Them
Let’s be honest: we all want financial freedom.Pero bakit parang laging kulang ang pera? The truth is, many Filipinos unknowingly fall into the same money traps—and it’s costing them peace of mind and long-term security. If we want to break the cycle of “isang kahig, isang tuka,” we need to talk about the common financial... Continue Reading →
What is Financial Wellness and How Do You Achieve It? (Because money affects your health more than you think.)
Have you ever felt overwhelmed every time bills are due or when an unexpected expense shows up? That uneasy feeling—yung parang laging may kulang—is a sign that something’s off in your finances. And that’s the opposite of financial wellness. But what exactly is financial wellness? It’s not about being rich. It’s not about perfection either.It’s... Continue Reading →
The Parachute Plan: Why Life Insurance Is Your Soft Landing In Hard Times [FREE EBOOK]
Life doesn’t always go as planned. One moment, everything’s steady — the next, you’re dealing with unexpected bills, an illness in the family, or worse, the loss of a loved one. That’s why planning ahead is not just smart, it’s essential. I’m excited to introduce my new e-book: The Parachute Plan: Why Life Insurance Is... Continue Reading →
8 things that helped me make my First Million at Age 23. DON’T MISS NUMBER 7!
A lot of people dream about having their First Million, but only a few take action to make it happen as soon as possible. In my picture below, you can see na feel na feel ko ang posing ko kahit hindi naman ako marunong mag ballet. But because nasa Trick Eye Museum ako at gusto... Continue Reading →
15 Things to Do in Batanes to Make your Stay Really Memorable
Whenever we have a dream travel destination, we normally go to google to search for the "Places to Visit" and "Things to Do" in that specific location. Usually, after booking a plane ticket, we already started making our itinerary to make the most out of it. In our case, my gorgeous friend, Janine, was the one who searched... Continue Reading →
You Take My Breath Away, BATANES
Way back 2007, 1st year college pa lang kami nun, may classmate kami in Adamson University na taga Batanes and his name is Rj. I remembered when we asked him kung saan siya nag-aral nung High School, he told us sa Batanes. And immediately I told him, "Saan yun?"... "Isama mo naman kami doon." There were... Continue Reading →
5 Things I Never Learned in School that Made Me Successful
Seeing all those beautiful and happy pictures of students wearing toga and their newly-updated Profile Picture of Grad Pic while I'm browsing my Newsfeed, made me reminisce the time when I'm about to graduate after the grueling 5 years of my life in college. Just like them, na-feel ko rin before ang excitement na finally... Continue Reading →
The Power of Putting Your Dreams on Paper
Have you ever experienced dragging yourself out of bed and said, "Hayyy it's another day"? Have you ever found yourself wondering, trying to figure out what's happening with you? Have you ever asked yourself, "What do I really want in my life?" If one of your answers is YES, baka andyan ka sa "space" kung nasaan ako before. --------------------------... Continue Reading →