“Wala akong employer, so wala rin akong benefits.”Familiar? Kung isa kang freelancer or self-employed na Pinoy, malamang nasabi mo na ‘yan—kahit minsan. You work hard. You chase clients. You manage your time, finances, and output all on your own. Pero habang busy ka sa paghahanap ng next gig or bagong project, napapaisip ka rin siguro:... Continue Reading →